Purpose of This Policy

This Payment Policy outlines the terms and procedures governing all financial transactions made through ClickNcart. As an independent ecommerce store offering antivirus software and computer security solutions, we are committed to maintaining secure, transparent, and lawful payment practices in accordance with applicable laws and amendments in the United States.

Scope of Transactions

ClickNcart exclusively sells licensed digital software delivered electronically. All purchases made through our website are processed using secure payment systems. We do not accept cash, checks, or physical payment methods.

Product Delivery Format

  • All products are delivered via digital delivery
  • Product keys are sent directly to the customer’s email address
  • No physical shipment is involved

Accepted Payment Methods

ClickNcart accepts payments through Stripe Payment Gateway, which supports:

  • Major credit cards (Visa, MasterCard, American Express)
  • Debit cards issued by recognized financial institutions

All transactions are processed in U.S. Dollars (USD). Currency conversion fees may apply depending on the customer’s bank or card issuer.

Payment Authorization

By completing a purchase, the customer:

  • Authorizes ClickNcart to charge the full amount to the selected payment method
  • Confirms that the payment information provided is accurate and valid
  • Agrees to the terms outlined in this Payment Policy and related policies

ClickNcart does not store full card details and does not have access to sensitive financial data.

Transaction Confirmation

Order Verification

  • Upon successful payment, a confirmation email is sent to the customer
  • The email includes the order number, product details, and delivery timeline

Delivery Timeline

  • Product keys are typically delivered within minutes
  • In rare cases, delivery may take up to 24 hours due to system processing or verification

Pricing and Independent Structure

All product prices listed on ClickNcart are:

  • Set independently by our team
  • May vary from prices listed on other platforms or brand websites
  • Subject to change without prior notice

Prices reflect licensing terms, product availability, and operational costs. Taxes, if applicable, are calculated during checkout based on the customer’s location.

Failed or Declined Payments

If a payment is declined or fails to process:

  • The order will not be completed
  • No product key will be delivered
  • Customers may retry the transaction using a valid payment method

ClickNcart is not responsible for delays caused by payment gateway errors, bank restrictions, or insufficient funds.

Refund and Cancellation Terms

Due to the nature of digital software delivery, all sales are final once the product key has been issued. Refunds or cancellations are not available after delivery. Customers are encouraged to review product details carefully before completing a purchase.

Fraud Prevention and Legal Compliance

ClickNcart follows all applicable U.S. laws and amendments related to electronic commerce and consumer protection, including:

  • The Federal Trade Commission Act (15 U.S. Code § 45), which prohibits deceptive or unfair payment practices
  • The Electronic Fund Transfer Act (15 U.S. Code § 1693), which governs electronic payment systems
  • The Electronic Signatures in Global and National Commerce Act (15 U.S. Code § 7001), which validates digital transactions
  • The Truth in Lending Act (15 U.S. Code § 1601), which ensures transparency in credit card charges

We implement fraud prevention measures to protect our platform and customers from unauthorized transactions.

Customer Responsibilities

Customers are responsible for:

  • Providing accurate billing and contact information
  • Ensuring sufficient funds are available for the transaction
  • Reviewing product details before completing a purchase

ClickNcart reserves the right to cancel orders that appear fraudulent or violate our payment terms.

Amendments and Policy Updates

ClickNcart may update this Payment Policy at any time to reflect changes in law, technology, or business practices. Updates will be posted on this page with the revised date. Continued use of our website indicates acceptance of the updated policy.

Contact Information

For questions or assistance regarding payments, please contact: